Personal property covers just about all of your stuff if it's damaged or stolen. This can include furniture, clothes, tools, bicycles, electronics, and more. Your belongings are even covered if they're not stored in your home (sheds, garages, your car, etc.). You're covered from fires, weather damage, power surges, theft/vandalism, water damage, and more.
Example: Someone breaks into your car and steals your phone, clothes, and tools. Your insurance will cover these, but there may be some limitations on expensive items.
Jewelry, art, memorabilia, computers, and other expensive items: Certain limits can apply to your more expensive items. But, you can easily get extra coverage for jewelry and other expensive items. When you get a condo insurance quote, we'll guide you through adding the right coverages.
Personal injury coverage pays for legal fees and damages from:
Example: Your teenage child damages their teacher's reputation by posting something online. So, the teacher decides to sue you. Personal injury can then cover a lawyer, your court fees, and any damages you need to pay, subject to your policy.
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IronPoint Insurance Services is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships. IronPoint Insurance Services, LLC offers multiple insurance quotes to provide consumers several options for their insurance products. We offer auto insurance through Mercury Insurance Group, Travelers Insurance Companies, The Hartford, MetLife Auto & Home, and Progressive Drive Insurance. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent trys to charge you broker or agency service fees for representing these companies, please contact us immediately.