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Auto Insurance

Let’s get started, compare auto insurance rates from leading insurance companies.

Rather speak with an insurance agent? Call us: (877) 334-7646

Auto insurance from a trusted source

Shoppers trust IronPoint for their auto insurance. Why? It’s because we offer a broad variety of leading car insurance carriers and several ways to save money – without compromising protection. Sure, we offer the convenience of fast online comparison car insurance quotes, and our insureds like that, but we also provide assistance to get the right protection for you and your family. Simply put, whatever your looking for in an auto insurance policy, we have you covered.

Simple savings with auto insurance discounts

Auto insurance discounts are a great way to save additional money on your car insurance. Not all insurance carriers offer the same discounts, so when you compare quotes you may find new opportunities to save.

Auto Insurance Savings

  • Multi-Car Discount

    More cars equal more savings

    When you insure multiple cars on a single policy, you can save money. That’s pretty easy.

  • Continuous Insurance

    Get rewarded for stability

    Some insurance carriers offer discounts for your renewal loyalty, and others may even provide discounts for your total continuous terms of insurance.

  • Pay In Full Discount

    More than premium savings

    When you pay your premium upfront, some carriers will provide discounts. When you pay in full, you can also save on monthly billing fees too.

See All Discounts

More Ways to Save on Auto Insurance

Compare auto insurance

Auto Insurance Savings

Sound easy? It can be. When you shop and compare insurance, you save. Not sure? Well, it’s true. You can compare auto insurance online and test our hypothesis. Fun!

Dare to compare

Usage-Based Insurance

Rating your auto insurance on how you actually drive is the latest innovation in auto insurance. Many insurance companies now have usage-based insurance discounts. Drive safe. Save money. It totally makes sense.

More about UBI

Bundle home & Auto

Buying more than one policy from the same insurer is called bundling. When you bundle your home and auto insurance with a single insurance company, you could save 15% or more. Not too shabby.

Learn more about bundling

Get the best auto insurance coverage for your family

From accidents and windshield damage to lawsuits and more, we have affordable insurance options to protect against just about anything. Get car insurance quotes online and customize your coverages to fit your needs.

Auto Insurance
  • Liability

    Protects you if you cause an accident

    Liability coverage pays for property damage and injuries you cause to others while driving. It also covers court and attorney costs.

  • Comprehensive & Collision

    Protection for your car

    Collision coverage pays for the damages to your insured car for collisions with other cars and objects. Comprehensive pays for damages from natural events, theft, or vandalism.

  • Uninsured/Underinsured Motorist

    Protects you if the other driver is uninsured

    Uninsured motorist coverage pays for your injuries or your car’s damages when the other driver is uninsured. There is also underinsured motorist coverage for the drivers who don’t have enough coverage for the damage they cause you or your passengers.

See All Coverages

Easily manage your auto policy

With our mobile app and online customer portal, you can easily manage your auto insurance policy, and download documents & ID cards. You can even compare car insurance quotes. The mobile app lets you aggregate all your insurance policies in one easy-to-use app – even if you didn’t buy the policy from our agency.

All policies in one place

Even policies not issued by our agency! The app even integrates with the carrier’s app, making it a one-stop option for all your insurance policies.

Service made easy!

It’s easy to make payments or use the app’s chatbot to request service. Now you can easily manage policy changes and make sure you make all your payments.

Need a new quote?

The app connects to our online quote, so you can get new auto or home insurance quotes from your phone. It has never been easier to confirm you’re getting the best rates.

IronPoint Insurance Mobile App

Before you download the app you need to set up the connection.

Let’s Get Started

Go ahead! Get your quote to see how simple and painless car insurance can really be.

Or call 877-334-7646 to speak with a
super helpful agent.

Auto Insurance Shopping Tips

Go to Auto Insurance 101

Got questions about auto insurance?
Look no further.

Where can I find the cheapest car insurance?

Shopping online is a great way to find affordable car insurance. However, you should figure out which coverages you want beforehand. Then make sure each quote includes the same coverages and limits. That’ll give you a better apples-to-apples comparison.

You could lower insurance costs by reducing coverage limits and increasing deductibles. However, that typically means less protection.

Also, if you cut coverage too much, and your auto insurance policy only satisfies the state’s minimum liability requirements, you may not have coverage to fix your own car. That could result in a lot of out-of-pocket expenses to repair your car after an accident.

In other words, cheap auto insurance, may not mean good protection. What you want is affordable auto insurance.

How much does auto insurance cost?

Truth is, car insurance varies.

Auto insurers mull over many factors to calculate your premium. Things that are considered, are your car’s year, make, and model. Where you live. Your driving record. Your insurance history, insurance-based credit score, and more.

When is the best time to buy car insurance?

Honestly, “there’s no time like the present.” You can get a quote online and start right now.

Frankly, buying car insurance isn’t seasonal, so there isn’t a “better” time to buy a policy. The time to buy a policy is when you think there are opportunities to save money, and still get quality protection.

What factors affect my car insurance rate?

Car insurance companies use a number of different things when rating your policy. Here are a few of the biggies:

  • Driving record. If you don’t have accidents and tickets on your record, you pay less for car insurance. Simply put, the safer you drive the more you could save.
  • Where you live. Rates vary from state to state and zip code to zip code. So if you live in a densely-packed city with lots of traffic, then you might pay more than if you lived in the burbs.
  • Age. With age comes wisdom, so older drivers tend to pay less for insurance than younger drivers.
  • Marriage status. Married or partnered? Depending on your state, married couples may see lower premiums than their single friends. Why? According to math, folks who’ve tied the knot are less likely to crash.
  • Gender. Accidents, speeding, DUI convictions … women get less of them. Which’s why, in some states, they tend to pay less for insurance.