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What Is a Certificate of Insurance — And Why You Should Know How to Read One

What Is a Certificate of Insurance — And Why You Should Know How to Read One You’ve just landed a big job. The client’s thrilled. You’re ready to get to work—and then they ask, “Can you send over a certificate of insurance?” Cue the record scratch. The blank stare. The frantic Google search. Let’s be honest: a certificate of insurance is one of those...

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Distracted Driving: What It Is, Why It Happens, and How to Prevent It

Distracted Driving: What It Is, Why It Happens, and How to Prevent It Distracted driving kills someone every 88 minutes in America. That’s not just a stat — that’s real people, real families, and real moments lost forever. And most of the time? It was preventable. Many of us don’t think we’re part of the problem. We tell ourselves we’re good drivers. We can handle a quick glance at the phone...

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Why You Should Customize a Business Owner’s Policy (and How to Do It Right)

Why You Should Customize a Business Owner’s Policy (and How to Do It Right) Every business has its own rhythm, risks, and roadblocks. Yet, too many small business owners settle for a one-size-fits-all Business Owner’s Policy (BOP), assuming it covers everything they need. The truth? It doesn’t. But here’s the good news—you can customize a Business Owner’s Policy to fit your unique needs,...

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Cheap Commercial Auto Insurance: Get Affordable Coverage and Protection

Cheap Commercial Auto Insurance: How to Find Affordable Coverage Without Sacrificing Protection Imagine you’re a small business owner, that’s probably pretty easy. Now, imagine you are on a tight budget. Ok, also easy. It’s also easy to imagine that you rely on your work vehicle every day—whether it’s for making deliveries, transporting tools, or visiting clients. Here’s the...

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