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California Insurance

California Insurance

Smarter California insurance coverage for life in the Golden State—built for busy freeways, wildfire seasons, and everything in between.

Rather speak with an insurance agent? Call us: (877) 334-7646

Find the Right Coverage in California

Use this page as your starting point for California insurance. Compare quotes from top-rated carriers, understand state rules, and choose coverage that fits your home, car, or business. Get a fast, free quote online or talk with a California-licensed agent.

  • Compare multiple carriers in minutes
  • Local guidance on California-specific rules and risks
  • Bundle options to help you save

California Personal Insurance

California Auto Insurance

Auto

Get California auto coverage aligned with 2025 minimums and real-world driving risks.
California Home Insurance

Home

Protect your home from fire, theft, liability—and navigate carrier availability.
California boat Insurance

Boat

From local lakes to the coast—protect your craft and passengers.
Motorcycle Insurance

Motorcycle

Coverage built for California riders and year-round riding weather.
California Classic Car Insurance

Classic Car

Protect your California classic with available agreed value, flexible use, and coverage for spare parts and restoration.

California RV Insurance

Recreation

From local lakes to the coast—protect your craft and passengers.

California: What to Know

  • Auto minimums increased in 2025. See details and recommended limits on our California Auto Insurance page.
  • Wildfire & earthquake risks. Standard home policies exclude earthquake damage—consider a separate quake policy.
  • Proof of insurance & DMV verification. Keep coverage active to avoid registration issues. Learn more under Auto.
  • Discounts & bundles. Save when you combine home + auto, add umbrellas, or complete safety courses.

California Business Insurance

California Business Owner's Policy

Business Owner’s Policy

California businesses can bundle property & liability in one cost-effective policy.

California General Liability

General Liability Insurance

Core protection for injuries, property damage, and advertising injury.

Workers Compensation Insurance

Workers’ Compensation

State-required coverage to protect your team and your business.

California Commercial Auto

Commercial Auto Insurance

From service vehicles to small fleets, keep your business moving.

California Cyber Liability Insurance

Cyber Liability Insurance

Help manage the cost and fallout from cyber incidents.

California Professional Liability Insurance

Professional Liability Insurance

Covers claims of errors or omissions in professional services.

Get a California Insurance Quote

Compare California insurance rates in minutes. It’s safe, secure, and free.

Call (877) 334-7646 to speak with an insurance agent.

California Insurance FAQs

What are the new California auto minimums?

Visit our Auto Insurance page for the latest limits and guidance.

Does home insurance cover earthquakes?

No. Earthquake requires a separate policy. See Earthquake Insurance.

How can I lower my premium?

Bundle policies, increase deductibles responsibly, and ask about safe-driver, protective-device, and loyalty discounts.