Utah Insurance

Utah insurance coverage for the Beehive State that just works—winter roads, summer miles, everyday peace of mind.

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Get Excellent Utah Insurance covearge

Start here to compare real prices from trusted Utah insurance carriers, learn what matters in Utah—snow and ice, wildfire exposure, and deductible choices—and pick coverage that fits your car, home, or business. Get instant proof online or talk with a Utah-licensed agent.

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Utah Personal Insurance

Auto

Get Utah auto coverage for cars, trucks, SUVs with A Rated protection.

Home

Protect your home from fire, theft, liability—and navigate carrier availability.

Boat

From local lakes to the coast—protect your craft and passengers.

Motorcycle

Coverage built for Utah riders. Get year-round protection.

Classic Car

Protect your Utah classic with available agreed value, flexible use, and coverage for spare parts and restoration.

Recreation

From local lakes to the coast—protect your craft and passengers.

Utah: What to Know

Auto minimums & PIP. Utah requires $25,000/$65,000/$15,000 in liability plus $3,000 Personal Injury Protection. See details on our Utah Auto Insurance page.
No-fault medical, at-fault liability. PIP helps with your medical bills after a crash; the at-fault driver’s liability still pays for injuries and property damage.
Proof of insurance (digital OK). Utah checks coverage electronically—keep your policy active to avoid tickets or registration holds.
Home risks. Wind/hail and winter freeze are common. Standard home insurance doesn’t cover flood (rising water), and earthquake is separate—review options on Home Insurance and Earthquake Insurance.
Discounts & bundles. Save when you combine home + auto, insure multiple vehicles, use safe-driver/telematics programs, or qualify for good-student credits.