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Bristol West Insurance

Bristol West Insurance

From humble beginnings to part of one of the largest insurance groups in the U.S. Bristol West Insurance has been helping drivers get insurance since 1973.

Or, give us a call (877) 334-7646

Why Bristol?

  • Part of one of the largest insurance groups in the United States, with a financial rating of A from AM Best.

  • Consumers have 24/7 self-service control of their policy through an online portal and mobile app.

  • They are a leader in serving the nonstandard auto insurance market and have flexible payment and reinstatement policies to help you stay covered.

Did You Know?

  • Bristol started as a small regional carrier operating in only two states.

  • Bristol West is now offered through more than 48,000 insurance agencies.

  • They now offer commercial auto insurance in select states.
  • The Bristol mobile app integrates with the IronPoint mobile app even if you’re not an IronPoint policyholder.

About Bristol West Insurance

Bristol West Insurance began in 1973 out of Florida. It started as a private passenger automobile insurance carrier serving the Florida and California auto insurance markets. Over the years, they expanded into additional states. Presently, Bristol West offers auto insurance policies to customers in 43 states across the country. They have also expanded into the Commercial Auto Insurance market in select states.

Since 2007, Bristol West has been a member of the Farmers Insurance Group of Companies, one of the largest property and casualty insurer groups in the United States. Farmers Insurance serves more than 10 million households with over 19 million insurance policies nationally. Bristol West and Farmers products continue to be sold through a network of captive and independent agents that number more than 48,000 strong.

How customers feel about Bristol West


How likely customers are to renew their policy with Bristol.


How likely people are to recommend Bristol West.


How customers rated thier claims experience.

Bristol West Insurance Reviews:


2.26 / 


Bristol West gets mixed reviews on Clearsurance, a respected insurance review site. On this site just over 44% rate Bristol West favorably. This is because the serve a large segment of the nonstandard auto insurance market, where consumers are generally in-and-out of coverage leading to claims issues, and disappointment. However, customers do indicate the insurer is very competitive. Many also say the purchase process was quick and the customer service is friendly.

Bristol does earn an A rating from the Better Business Bureau (BBB). That positive rating signifies that the BBB approves of the way Bristol West operates and how it responds to customers.

Their parent company, Farmers Insurance, holds a financial strength rating of A from AM Best. This means you can count on the company to pay future claims.

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Let’s Get Started

Get a quote online and compare the rates of our partner carriers. It’s safe, secure, and easy.

Or, give us a call at (877) 334-7646.

What does Bristol West Insurance offer?

Bristol West Insurance is a specialty carrier, so it focuses it’s products toward targeted segments of the market. It’s not for homes, and condos, but good for cars and commercial auto insurance. Below are some of the products that we sell on behalf of Bristol West.

Personal Insurance

Business Insurance

Can I save with Bristol West?

Bristol West Insurance has several auto insurance discounts that can lower your bill. Below are some of the car discounts you may qualify for (not all are available in every state):

Auto DiscountYour Savings
Multi-Car Discount

Insure two or more vehicles with Bristol and save up to 8%.

Hybrid/Electric Vehicle Discount

Eco-friendly cars earn a discount.

Safe Driver Discount

No at-fault accidents or serious violations in the past 3 years means a discount up to 10%. Five years of safe driving earns you up to 23% in savings.

Continuous Insurance Discount

No lapses in coverage? Here’s a discount of up to 15%.

New Car Discount

Savor up to 10% savings if your vehicle is less than 3 years old.

EFT, Paid in Full and Good Payer Discounts

Save 2-3% by paying through electronic funds transfer (EFT) or payroll deduction; up to 7.5% if you pay your policy in full; or as much as 15% if you consistently pay your premium on time.

Early Quote Discount

The early shopper gets the savings! Get a quote from Travelers before your current insurance policy expires, and you could save 3-10%.

Affinity Discount

The company offers special savings to members of certain credit unions, professional groups and other organizations.

Student Away at School Discount
If a dependent driver in your household goes to school at least 100 miles away, you could save up to 7%.
Good Student Discount
If your high school or college student maintains a B average or better, you may receive an 8% discount.

How much does Bristol West cost?

When you see positive reviews Bristol’s customer service and claims processing, you start to wonder: Is Travelers Insurance expensive?

No! Customers are generally satisfied with the company’s cheap car insurance rates, saying they feel like they get a lot of coverage for the money. Of course, the cost of Bristol West Insurance is influenced heavily by your own personal circumstances, including:

  • Your driving record. If you’ve had tickets, traffic violations, or claims in the past 3-5 years, you’ll get dinged.
  • Your age: Drivers under 25 usually pay a lot more — although U.S. News reports that Travelers offers affordable rates for younger drivers.
  • Your credit history. In many states, having poor credit means you’ll pay more for insurance. But if you have good credit, you can save.
  • The type of coverage you choose. The cheapest coverage will always be a state-minimum policy, although you may need more protection for yourself and your vehicle.
  • Where you live. Your state of residence can have a huge impact on your car insurance bill, whether you live in a pricey state like Louisiana or Michigan or one where insurance is cheap, like Maine or North Dakota.
  • Your personal life. Other factors affecting insurance costs include your marital status, address, and the car you drive.

Want to find your own personalized quote and get an idea of what you’ll pay? Just enter your ZIP code to get started.

How do I buy Bristol West Insurance?

Bristol West Insurance is offered through Farmers Agents and independent insurance agents. In fact, IronPoint Insurance Services, LLC is an independent agent that represents Bristol West. You can also find Bristol West quoted on some comparison quote sites, like, The Zebra, and

If you want to know if Bristol West Insurance is right for you, you can contact us, or get an insurance quote online: