Kemper Insurance
A dedicated specialized insurer, Kemper Insurance, offers both preferred and nonstandard insurance products to serve a diverse community.
Or, give us a call (877) 334-7646
Why Kemper?
The offer 24/7, responsive claims service in both the preferred and nonstandard brands.
You can set up an online account or mobile app to manage your policy and claims, or just go paperless and help save the planet. 🙂
For auto-only customers, you can setup text or email notifications to remind you when payments are due.
Did You Know?
Kemper is not one brand, the actually offer multiple brands to serve different parts of the market.
They are financially secure with an AM Best rating of A-.
Their mobile technology integrates with the IronPoint Mobile App, even if you’re not an IronPoint Agency customer.
About Kemper Insurance
The Kemper family of companies is one of the nation’s leading specialized insurers. With approximately $13 billion in assets, Kemper is improving the world of insurance by providing affordable and easy-to-use personalized solutions to individuals, families and businesses through its Auto, Personal Insurance, and Life brands. Kemper serves over 5.3 million policies, is represented by approximately 29,000 agents and brokers, and has approximately 9,500 associates dedicated to meeting the ever-changing needs of its customers.
The Kemper Companies
- Kemper Personal Insurance
- Infinity, a Kemper Company (CA Only)
- Kemper Life
How customers feel about Kemper Insurance
64%
66%
48%
Kemper Insurance Reviews:
| Reviewer | Score |
|---|---|
Clearsurance | 2.89 /Â |
BBB | A+ |
AMBest | A- |
Glassdoor | 3.9/5 |
Kemper Insurance receives mixed reviews from consumer rating sites. This stems from a variety of reasons. The primary driver is the fact that the brand sells both preferred and nonstandard auto insurance products. Because nonstandard insurance deals in harder-to-insure clients who generally have payment issues, they can receive more negative reviews as consumers deal with the frustration of keeping coverage in force.
Alternatively, the AM Best gives Kemper an A-, which indicates that the company is financially sound and stable, reducing the chances that it will be unable to pay claims.
Kemper also gets an A+ rating from the BBB and has been accredited with the bureau since February 2021. Liker other carriers offering both nonstandard and preferred options, they will have to learn to deal with mixed consumer ratings.
Let’s Get Started
Get a quote online and compare the rates of our partner carriers. It’s safe, secure, and easy.
Or, give us a call at (877) 334-7646.
What does Kemper offer?
Kemper Insurance isn’t just for personal insurance like cars, homes, and condos. In fact, they are one of the largest business insurance companies. Below are some of the products that we sell on behalf of Travelers.
How much can I save with Kemper?
Kemper Insurance has many home and auto insurance discounts to help you save money on monthly premiums. Below are some of the car discounts you may qualify for (not all are available in every state):
| Auto Discount | Your Savings |
|---|---|
Multi-Policy Discount | Bundle home/condo and other insurance with your auto policy, and you can save up to 13%. |
Multi-Car Discount | Insure two or more vehicles with Kemper and save up to 8%. |
Hybrid/Electric Vehicle Discount | Eco-friendly cars earn a discount. |
Safe Driver Discount | No at-fault accidents or serious violations in the past 3 years means a discount up to 10%. Five years of safe driving earns you up to 23% in savings. |
Continuous Insurance Discount | No lapses in coverage? Here’s a discount of up to 15%. |
New Car Discount | Savor up to 10% savings if your vehicle is less than 3 years old. |
EFT, Paid in Full and Good Payer Discounts | Save 2-3% by paying through electronic funds transfer (EFT) or payroll deduction; up to 7.5% if you pay your policy in full; or as much as 15% if you consistently pay your premium on time. |
Early Quote Discount | The early shopper gets the savings! Get a quote from Travelers before your current insurance policy expires, and you could save 3-10%. |
Affinity Discount | The company offers special savings to members of certain credit unions, professional groups and other organizations. |
Student Away at School Discount | If a dependent driver in your household goes to school at least 100 miles away, you could save up to 7%. |
Good Student Discount | If your high school or college student maintains a B average or better, you may receive an 8% discount. |
How much does Kemper cost?
There is always the Kemper nonstandard auto insurance option if you want the basics and low-cost auto insurance. What about Kemper Personal Insurance? Is that expensive?
No! Our customers are happy with the company’s cheap car insurance rates, saying they feel like they get a lot of coverage for the money. Of course, the cost of Kemper insurance is influenced heavily by your own personal circumstances, including:
- Your driving record. If you’ve had tickets, traffic violations, or claims in the past 3-5 years, you’ll get dinged.
- Your age: Drivers under 25 usually pay a lot more — although U.S. News reports that Travelers offers affordable rates for younger drivers.
- Your credit history. In many states, having poor credit means you’ll pay more for insurance. But if you have good credit, you can save.
- The type of coverage you choose. The cheapest coverage will always be a state-minimum policy, although you may need more protection for yourself and your vehicle.
- Where you live. Your state of residence can have a huge impact on your car insurance bill. You can’t expect to pay the same for California auto insurance as you do in Arizona or Utah. Even the city versus rural areas have differences in price.
- Your personal life. Other factors affecting insurance costs include your marital status, address, and the car you drive.
Of course, the best way to know how much a policy costs is to compare auto insurance quotes. Start a quote online to see if one of the Kemper companies is right for you.
How do I buy Kemper Insurance?
Kemper Insurance is typically offered through independent insurance agents. In fact, IronPoint Insurance Services, LLC is an independent agent that represents Kemper Personal Insurance and Infinity. You can also find some of the Kemper auto insurance products quoted on some comparison quote sites, like Compare.com, The Zebra, and ComparisonQuote.com.Â
If you want to know if Kemper is right for you, you can contact us, or get an insurance quote online:
