Auto Repair Shop Insurance
Provide your information once, and we’ll shop your auto repair insurance with our +A-Rated carrier partners.
Rather speak with an insurance agent? Call us: (877) 334-7646
What is auto repair shop insurance?
Auto repair shop insurance is specialized protection designed to protect auto repair facilities, mechanics, and mobile mechanics. It provides coverage from liabilities that result from accidents that happen during the operation of your garage. The right garage insurance coverage can protect your shop from the financial risks associated with lawsuits and claims.
You can share your information once, and we’ll shop your auto repair business with our +A-Rated insurance carriers. We have business insurance agents ready to help, or you can start a quote online. Either way, we can tailor coverage for your unique business.
Do you need auto repair shop insurance?
As the owner of an auto repair shop, you know it involves unique risks. Working on customers’ cars is a big responsibility, that comes with significant risk. The shop is full of dangerous power tools and specialized equipment both of which are hazardous. However, if you have the right business insurance, you can run your auto repair business with confidence.
Who needs garage insurance?
Retail tire shops
Auto repair shops
Mechanics
Collision shops or body repair
Garage
Auto services excellence (ASE) or I-CAR certifications
Audio installers or repair shops
Is a BOP the best policy for auto mechanics?
It’s common for auto repair shops and mechanics to have a Business Owner’s Policy (BOP). BOPs offer most of the protection a small business needs, in a convenient package policy. Whether in a BOP or purchased individually, here are the coverages auto repair professionals should consider:
General Liability
Business Owner’s Policy
Workers Compensation
Garage Keepers
This is one of the most important coverages for an auto repair shop. It protects you when you have the customer’s vehicle in your care and custody.
Cyber Insurance
Protects against electronic threats, data breaches, and cyber-attacks. Auto repair shops frequently store customer data and even payment methods, like credit cards.
Commercial Auto
If you use business-owned vehicles for client meetings and showings, this coverage can protect your vehicle-related exposures. You may also need hired and non-owned auto.
Let’s Get Started
insurance with our A+ rated insurance partners.