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Tag: Business Coverage

What is a Worker’s Compensation Audit?

What is a Workers’ Compensation Audit? If you’re just starting out and looking to buy your first worker’s compensation policy, you probably haven’t heard of a workers’ compensation audit. If this is your first renewal, and you just received your first audit, you’re probably scratching your head and asking, “what the heck is this?” Either way, don’t worry – it’s a...

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Garage Liability vs. Garage Keepers Insurance

Garage liability Vs. Garage Keepers Insurance? If you own an auto repair shop or garage, chances are you’ve heard of garage liability and garage keepers coverage. These two types of insurance coverage are often confused. If you own an auto repair or service business, understanding how these coverages differ is important. Garage keepers liability insurance covers damages to customers’...

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What is Garage Keepers Insurance?

What is Garage Keepers Insurance? As a business owner who operates an auto repair business, you know how important it is to have the right business insurance coverage. For most things, the type of insurance you need is like other operations. However, there is one type of coverage you need to consider if you own an automotive repair shop or garage, it’s garage keepers insurance. This type of insurance...

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Should You Do a Business Insurance Review?

Should You Do a Business Insurance Review? Does your business have an insurance policy up for renewal? If so, that’s the perfect time to conduct a business insurance review and make sure that you’re getting the best coverage and the best price. Just putting your insurance on automatic renewal may seem a lot easier, but a lot can change since you purchased your business insurance protection,...

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How Does Workers’ Compensation Insurance Work?

How Does Workers’ Compensation Insurance Work? Many business owners buy workers’ compensation insurance because it’s mandatory, but they don’t really know how it works. As a result, many small business owners, are left wondering how does workers’ compensation insurance work? Or, in today’s workplace, it’s common for business owners to ask if they need work comp for remote employees....

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Do you need workers comp for remote employees?

Do you need workers comp for remote employees? There were a lot of changes that resulted from the pandemic. It forced many employers to adopt work-from-home strategies and hybrid work models. In fact, a recent study discovered that nearly 50% of employers will continue to maintain a hybrid work model post-pandemic. This raises a new question for the employer. Do you need workers comp for remote...

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Know Your Employment Practices Liability Coverage

What Small Business Should Know About Employment Practices Liability What if an employee sues your business for an employment-related matter? Would you have protection? Do you know which coverage provides business protection from things like wrongful termination, discrimination, or sexual harassment? Most small business owners don’t know what insurance coverage protects them from employment-related...

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Do Freelancers Need Business Insurance?

Do Freelancers Need Business Insurance? The number of people participating in the gig-economy is growing every day. It’s estimated that 59 milling people are currently working as freelancers, making this a new normal.  In fact, here are a few facts provided by Fortunly about the gig economy that may surprise you: Over 90% of US workers would consider going freelance. 47% of the freelance...

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Should I Cancel Business Insurance During Shutdown?

Should I Cancel Business Insurance During Shutdown? If you’re one of the many businesses deemed “non-essential” and are feeling the impact of being temporarily shutdown by a shelter-in-place order, you’re seeking ways to manage your business through this tragedy. You may be asking, “should I cancel business insurance during the shutdown?” This makes sense, cost cutting is the best...

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Answers to COVID-19 Business Insurance Questions

Answers to COVID-19 Business Insurance Questions The COVID-19 outbreak represents an unparalleled disruption to our economy, and as a result to small businesses throughout the United States. Business owners will be scrambling to respond to the rapid changes. Of course, there will be many questions regarding business insurance protection. If you have business insurance questions, we are steadfast...

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