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Consumer Notice: IronPoint Insurance Services no longer represents Mercury Insurance for new policy sales. However, we will continue to service any clients who still have an insuance policy with the company.

Mercury Insurance

Mercury Insurance

Mercury Insurance was founded by George Joseph to offer insurance products that were fair for all drivers, so he started an insurance company that would provide affordable insurance for everyone.

Or, give us a call (877) 334-7646

Why Mercury?

  • Mercury has an exceptionally high 96% policy retention rate. That’s a lot of happy customers.

  • Forbes named Mercury Insurance one of America’s most trustworthy financial companies, not once by three times.

  • They remain one of the largest auto insurance providers in the competitive California auto insurance market.

Did You Know?

  • Mercury purchased the nonstandard auto insurance company Workmen’s Insurance in 2014 and started Orion Indemnity in 2020. 

  • Since 1985, Mercury has been publicly traded (MRCY) and is currently trading at over $50 per share.

  • Even if you’re not a current customer of our agency, the Mercury integrates with the IronPoint Mobile App.

About Mercury Insurance

Since 1962, Mercury Insurance has done an excellent job of positioning itself as an affordable personal insurance option in the California insurance market. It is now offered in 11 states.

Mercury is considered a super-regional insurance carrier, and it doesn’t have the same brand recognition as some of the national advertisers. However, its network of local independent insurance agents loyally represents its products, as well as provides personalized service and attention.

Is Mercury the best home, auto, or business insurance choice for you?

How customers feel about Mercury Insurance


How likely people are to renew their policy with Mercury.


How likely people are to recommend Mercury Insurance.


How likely customers rated thier claims experience.

Mercury Insurance Reviews:


4.08 / 







On Clearsurance, an independent review site for insurance companies, Mercury gets good marks from its customers. In fact, 75% of those providing a review indicate they would happily renew their policy, and 74% would even recommend Mercury to friends and family. Mercury is a good insurance company, and consumers can expect to receive a positive customer experience.

Happy employees tend to create a positive customer experience. As a result, Mercury’s good ratings for claims and customer service reflect their employees’ overall levels of job satisfaction. Their 3.4/5 score on Glassdoor indicates a positive culture, career advancement opportunities, and solid leadership.

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Let’s Get Started

Get a quote online and compare the rates of our partner carriers. It’s safe, secure, and easy.

Or, give us a call at (877) 334-7646.

What does Mercury offer?

Mercury insurance is better known for personal insurance like cars, homes, and condos. However, in recent years they have become a strong player in business insurance.  Below are some of the products that Mercury Insurance offers through its agents.

How much can I save with Mercury?

Mercury Insurance has many home and auto insurance discounts that can help you save money on your auto insurance premium. Below are some of the car discounts you may qualify for (not all are available in every state):

Auto DiscountYour Savings
Multi-Policy Discount
Multi-Car Discount

Insure two or more vehicles with Mercury and save up to 8%.

Hybrid/Electric Vehicle Discount

Eco-friendly cars earn a discount.

Safe Driver Discount

No at-fault accidents or serious violations in the past 3 years means a discount up to 10%. Five years of safe driving earns you up to 23% in savings.

Continuous Insurance Discount

No lapses in coverage? Here’s a discount of up to 15%.

New Car Discount

Savor up to 10% savings if your vehicle is less than 3 years old.

EFT, Paid in Full and Good Payer Discounts

Save 2-3% by paying through electronic funds transfer (EFT) or payroll deduction; up to 7.5% if you pay your policy in full; or as much as 15% if you consistently pay your premium on time.

Early Quote Discount

The early shopper gets the savings! Get a quote from Travelers before your current insurance policy expires, and you could save 3-10%.

Affinity Discount

The company offers special savings to members of certain credit unions, professional groups and other organizations.

Student Away at School Discount
If a dependent driver in your household goes to school at least 100 miles away, you could save up to 7%.
Good Student Discount
If your high school or college student maintains a B average or better, you may receive an 8% discount.

How much does Mercury cost?

The great thing about Mercury Insurance is that they’ve done a good job of positioning themselves as affordable. But still, many still have questions about how much Mercury auto insurance costs.

Let us assure you, they are affordable. In fact, their policyholders are generally satisfied with the company’s cheap car insurance rates, saying they feel like they get a lot of coverage for the money. Of course, the cost of Mercury insurance is influenced heavily by your own personal circumstances, including:

  • Your driving record. If you’ve had tickets, traffic violations, or claims in the past 3-5 years, you’ll get dinged.
  • Your age: Drivers under 25 usually pay a lot more — although U.S. News reports that Travelers offers affordable rates for younger drivers.
  • Your credit history. In many states, having poor credit means you’ll pay more for insurance. But if you have good credit, you can save.
  • The type of coverage you choose. The cheapest coverage will always be a state-minimum policy, although you may need more protection for yourself and your vehicle.
  • Where you live. Your state of residence can have a huge impact on your car insurance bill, whether you live in a pricey state like Louisiana or Michigan or one where insurance is cheap, like Maine or North Dakota.
  • Your personal life. Other factors affecting insurance costs include your marital status, address, and the car you drive.

The best way to know if Mercury insurance has the right price for you is to get a quote from one of their agents or start a quote online.

How do I buy Mercury Insurance?

Mercury insurance is typically offered through independent insurance agents. In fact, IronPoint Insurance Services, LLC is an independent agent, but we no longer represent Mercury. You can also find Mercury offered in some comparison quote sites, like, and The Zebra. 

If you want to know the rates of one of our partner carriers, you can contact us, or get an insurance quote online: