How to File an Auto Insurance Claim

Learn How to File an Auto Insurance Claim When you buy a product you typically intend to use it. But that’s not the case with auto insurance. However, if you have a car accident, your car is stolen, or an unforeseen act damages your car, you’ll be happy to have discover you actually have good insurance. An auto insurance claim is the fastest way to test the quality of your car insurance. Simply...

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Personal Injury Protection and Medical Payments

What is Personal Injury Protection Insurance? Personal injury protection insurance or PIP covers your medical bills if you’re injured in an accident. Personal Injury protection covers you no matter who is at fault. For this reason, it is frequently referred to as no fault insurance. In some ways, personal injury protection insurance is like health insurance for car accidents. However, it frequently...

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What is Uninsured Motorist Coverage?

What is Uninsured Motorist Insurance Coverage? Uninsured motorist insurance coverage or underinsured motorist coverage are liability coverages. However, rather than provide protection for your liabilities while driving, it  protects you if you’re hit by a driver who doesn’t have auto insurance or doesn’t have enough liability coverage for the damages they have caused. In some states, like...

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What is GAP Insurance and Do I need It?

What is GAP Insurance and How Does it Work? Gap insurance is another one of the optional coverages you can purchase to get more protection from you auto insurance policy. It’s also commonly referred to as loan/lease payoff coverage. This coverage applies if your car is stolen or deemed a total loss and your loan amount is more than your vehicle’s worth – also known as the gap....

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What is Comprehensive Coverage?

What is Comprehensive Insurance Coverage? Just like Collision coverage, Comprehensive insurance (sometimes referred to as “Other than Collision”) is an optional coverage you can add to your auto insurance to pay for repairs to your car for very specific types of hazards. Comprehensive insurance covers damage to your car that is caused by events that are out of your control. For instance,...

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Really, How Does Car Insurance Work?

How Does Car Insurance Work and Do I Need It? You know you need to buy car insurance, but you’re not always certain how it works. In short, car insurance is as a protection against potential devastating financial consequences that may result after a car accident, theft, or other incidents beyond your control. When the unforeseen happens, it’s your car insurance company that can pay...

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What is Collision Insurance Coverage?

What is this Collision Coverage on My Policy? When purchasing auto insurance, you’ll have the option to select many other coverages designed to help you repair your own car after an accident. One of these options is Collision coverage. Collision helps pay to repair or replace your car if it’s damaged in an accident with another vehicle or stationary object (eg. tree, or fence, sign)....

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What is Liability Insurance Anyway?

What is Liability Insurance and Do I Really Need It? When you buy auto insurance, you’re actually buying auto liability insurance. In fact, generally speaking, the liability coverage of your policy is the only form of car insurance that is required. For the most part, the other coverages are optional. So, what is liability insurance? Well, auto liability insurance is the coverage that protects...

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How Do Auto Insurance Deductibles Work?

How Do Auto Insurance Deductibles Work? For many of us, we only marginally understand our insurance policy deductibles. So, it may be a good time to talk about auto insurance deductibles and how they work. Frankly, it’s a pretty common question, but luckily an easy question to answer. An auto insurance deductible is the portion of a claim you pay “out of pocket.” Or, insurance speak,...

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What Impacts Your Car Insurance Price?

What Impacts Your Car Insurance Price? If you get a quote from an insurance agent or online, you are always asked very specific questions. These questions are used to gather the variables or both underwrite and price your car insurance. Now, there are many misconceptions about car insurance, and a lot of that has to do with how it’s priced. So, if you’ve ever wondered how what actually...

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Location Address

Physical Address:
17901 Von Karman Ave, Suite 600
Irvine, CA 92614

Mailing Address:
PO Box 62436
Irvine, CA 92602

(714) 955-4132 - Local
(877) 344-7646 - Sales & Service
(760) 238-7116 - Agency Affiliation
(888) 316-4832 - Fax

Copyright IronPoint Insurance Services, LLC | California License No. 0G87821 | PO Box 62436, Irvine, CA 92602 | 877.334.7646

IronPoint Insurance Services, LLC is an independent insurance agency licensed (#0G87821) with the California Department of Insurance. We are authorized agents for many A+ rated Arizona, California, Colorado, Nevada and Utah insurance companies. We provide consumers with online, phone, and in-person insurance services through our insurance company relationships.

IronPoint Insurance Services, LLC offers multiple insurance quotes through ComparisonQuote.com to provide consumers several options for their insurance products. We offer auto insurance through Travelers Insurance Companies, Nationwide Insurance, Safeco Insurance, MetLife Auto & Home, and Progressive. We are authorized insurance agents for these companies and do not charge any fees for our services. If an IronPoint insurance agent tries to charge you broker or agency service fees for representing these companies, please contact us immediately.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company, a New York insurance company, or Independence American Insurance Company, a Delaware insurance company headquartered at 485 Madison Ave. 14th Fl. New York, NY 10022.