Tag: Financial Plan

How to Start a College Fund for Your Baby? If you’re a parent, you know that raising a child is one of the most rewarding yet challenging experiences you’ll ever have. And as any parent can tell you, that journey starts from day one. But while you’re busy changing diapers, nursing, and sleep-deprived, new parents have some new and old problems to consider. How will you manage...

Three Big Financial Fails that People Make You are good at maintaining a healthy financial standing, are financially literate, and are generally good at planning and budgeting. This makes you financially savvy. However, even the savviest financial wiz kid will make mistakes from time to time. It’s easy, there are a lot of ways to goof up. Let’s take a look a three big financial fails...

Buying a Used Car: Is Miles or Age More Important? Thinking of buying a used car?  That can be a frightening experience and a bit of a gamble. Why did the previous owner get rid of the car, and what did they do with it? If the prior owner simply traded up because they wanted new wheels, that works in your favor. But was it a total lemon that they simply couldn’t wait to get rid of? The questions,...

Learn the Importance of Financial Literacy Do you want to improve your financial game? Getting a better understanding of your finances may, in fact, put you ahead of approximately 66% of Americans. In fact, 4 in 7 Americans may be financially illiterate. The foundation to developing a personal financial strategy begins with developing a retirement plan. In order to improve your odds of success,...

Ready to Buy A House? 8 Questions to Help You Decide So lately you’ve found yourself asking, “am I ready to buy a house?” Homeownership is a major milestone that many people dream of reaching one day. However, there are a variety of factors to consider when making one of the biggest financial decisions of your life.  So, if you’ve been thinking about becoming a homeowner, but aren’t sure if you’re...

Five Considerations Before You Buy an Electric Car Electric cars have become extremely fashionable. If you’re considering buying a new car, you’re likely wondering if you should buy an electric car. I was in your shoes a year ago, and I happily became an electric car owner. In my humble opinion, there are good reasons to go electric. It’s always good to do some research before...

When is the Best Time to Buy a New Car? You’re thinking about buying a new car but you’re not certain it’s the right time. Sure, if you’re current set of wheels has died on the driveway, then it’s time. But if you’re simply shopping because you got a raise and are thinking it’s time for an upgrade, wouldn’t you like to know if there is a best time to buy a new car? It might help you save a few...

Shelter In Place Payback for Auto Insurance We’re all working together to stop the spread of the COVID-19 virus. For nearly all of us this means staying at home and driving much less, and we all know this means far fewer accidents. Last week our partner Allstate announced a “Shelter-in-Place Payback” for their insureds, and that was quickly followed by similar measures by Travelers, Liberty...

5 Tips to Keep Your Air Conditioning Expense Under Control in the Summer Heat Normally we talk about ways to save money on California home insurance … without compromising coverage of course. But for many of us, our energy costs have been on the rise much faster than our home insurance premiums. According to the Bureau of Labor Statistics, Californians pay much more for energy than the balance...

Spring Cleaning Your Personal Finances The tradition of spring cleaning is much more relevant in cold weather climates. That would explain why we Californians don’t have a rich tradition of Spring cleaning. However, the concept is not lost on Californians, Spring cleaning is a great metafore for revitalization. It’s also a great way to think of reviewing your personal finances. The...