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Office and Professional Services

As a business operating in an office setting, you are keenly aware of the many hazards that could affect your investment. One of the most important things you can do is select the insurance protection that you feel best suits your business insurance needs. We have programs available for you to purchase that may help your peace of mind.

To learn more about our comprehensive protection, please contact your IronPoint agent today.

Office / Professional Services Coverages

Here are some of the coverage options that are available to you to help
you with your insurance needs:

Property and Inland Marine

1. Buildings at Replacement Costs or Actual Cash Values
2. Automatic Increase in Building Amount (inflation guard)
3. Contents at Replacement Costs or Actual Cash Values
4. Automatic Increase of the contents for seasonal fluctuation
5. Personal Property off-premises coverage
6. Loss of income & extra expense on an actual loss sustained basis for 12 months or other extended period
7. Loss of income & extra expense from power interruption
8. Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
9. Comprehensive equipment breakdown coverage
10. Coverage extension to newly acquired buildings and contents
11. Fire department service charge and extinguisher recharge cost
12. Outdoor signs
13. Debris removal & pollutant clean up cost
14. Back up of sewers or drains
15. Accounts Receivables and Valuable Papers coverage
16. Computer equipment including Media & Records
17. Earthquake or earthquake sprinkler leakage

Crime

1. Employee Dishonesty
2. Money & Securities - from both inside and outside the premises
3. Forgery & Alteration
4. Money Orders & Counterfeit Currenc

General and Other Liability

1. Operations and Premise liability including parking lot liability
2. Personal and Advertising injury liability
3. Products and Completed Operations liability
4. Contractual and Owners Protective liability
5. Hired and Non-owned automobile liability
6. Employee Benefits Liability
7. Medical Payments and Tenant's legal liability Automobile Liability Workers Compensation and Employers Liability
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