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Resturant
Today's restaurant environment is more complex than ever and you want to know you're covered for unexpected accidents. IronPoint has access to many Restaurant Package which includes Business Liability, Property, Crime, and other coverages designed to meet your insurance needs.
Whether your restaurant is elegant, trendy, traditional, ethnic, or home-style we have the package for you.
Contact an IronPoint Insurance agent today!
Resturant Coverages
Here are some of the coverage options that are available to you to help you with your insurance needs:
Property and Inland Marine
1. Buildings at Replacement Costs or Actual Cash Values
2. Automatic Increase in Building Amount (inflation guard)
3. Contents at Replacement Costs or Actual Cash Values
4. Automatic Increase of the contents for seasonal fluctuation
5. Loss of income & extra expense on an actual loss sustained basis for
12 months or other extended period
6. Loss of income & extra expense from power interruption
7. Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
8. Comprehensive equipment breakdown coverage
9. Coverage extension to newly acquired buildings and contents
10. Fire department service charge and extinguisher recharge cost
11. Debris removal & Pollutant clean up cost
12. Back up of sewers or drains
13. Accounts Receivables and Valuable Papers coverage
14. Computer equipment including Media & Records
15. Earthquake or earthquake sprinkler leakage
16. Transportation (Transit) Coverage
17. Spoilage Coverage
18. Bailee Coverage
Crime
1. Employee Dishonesty
2. Money & Securities - from both inside and outside the premises
3. Forgery & Alteration
4. Money Orders & Counterfeit Currency
General and Other Liability
1. Operations and Premise liability including parking lot liability
2. Personal and Advertising injury liability
• Products and Completed Operations liability
• Contractual and Owners Protective liability
• Hired and Non-owned automobile liability
• Employee Benefits Liability
• Medical Payments and Tenant's legal liability
Automobile Liability
Workers Compensation and Employers LiabilityBack to Top
