Contractors / Artisans

IronPoint Insurance can tailor programs to your landscaping, janitorial, plumbing, electrical or other trade contractor business. Our products are comprehensive and provide full protection for your operation.

Because IronPoint represents so many A++ rated insurers, we can provide you with a one-stop, comprehensive insurance protection for all your coverage needs.

To learn more about our comprehensive protection, please contact your IronPoint agent today.

Artisan Contractor Coverages

Here are some of the coverage options that are available to you to help
you with your insurance needs:

Property and Inland Marine

1. Buildings at Extended Replacement Costs or Actual Cash Values
2. Separate limit for Specified Property (Pools, Fences, etc.)
3. Automatic Increase in Building Amount (inflation guard)
4. Contents at Replacement Costs or Actual Cash Values
5. Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
6. Comprehensive equipment breakdown coverage
7. Coverage extension to newly acquired buildings
8. Fire department service charge and extinguisher recharge cost
9. Outdoor signs
10. Debris removal or clean up cost
11. Pollutant clean up cost
12. Back up of sewers or drains or appliances
13. Accounts Receivables and Valuable Papers coverage
14. Computer equipment including Media & Records
15. Earthquake or earthquake sprinkler leakage

Crime

1. Employee Dishonesty
2. Money & Securities - from both inside and outside the premises
3. Forgery & Alteration
4. Money Orders & Counterfeit Currency

General and Other Liability

1. Operations and Premise liability including parking lot liability
2. Personal and Advertising injury liability
3. Products and Completed Operations liability
4. Contractual and Owners Protective liability
5. Hired and Non-owned automobile liability
• Employee Benefits Liability
• Medical payments and Tenant's Legal Liability
• Per location aggregate limits

Automobile Liability

• See our coverage page for Automobile Liability

Workers Compensation and Employers Liability

• See our coverage page for Workers Compensation