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Commercial Real Estate

With IronPoint Insurance you can get a Commercial Real Estate
insurance program that provides a comprehensive program for property owners who lease or rent building space used for offices, service businesses, retail stores, light industrial, or light manufacturing. Parking areas may be included in the coverage if used by the building occupant and customers.

We offer coverage for:

Office Buildings
Retail Shopping Centers
Processing or Servicing buildings
Commercial Warehousing
Mixed Occupancy

To learn more about our comprehensive protection, please contact your IronPoint agent today.

Commercial Real Estate Coverages

Here are some of the coverage options that are available to you to help you with your insurance needs:

1. Buildings at Extended Replacement Costs or Actual Cash Values
2. Automatic Increase in Building Amount (inflation guard)
3. Contents at Replacement Costs or Actual Cash Values
4. Personal Property Off Premise Coverage
5. Loss of income & extra expense on an actual loss sustained basis for 12 months or other extended period
6. Loss of income & extra expense from power interruption or from loss to dependent properties
7. Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
8. Comprehensive equipment breakdown coverage
9. Coverage extension to newly acquired buildings and contents
10. Fire department service charge and extinguisher recharge cost
11. Outdoor signs and outdoor properties
12. Debris removal & pollutant clean up cost
13. Back up of sewers or drains
14. Accounts Receivables and Valuable Papers coverage
15. Computer equipment including Media & Records
16. Earthquake or earthquake sprinkler leakage
17. Lock Replacement
18. Tenant Return (costs incurred to bring back displaced tenan

Crime

1. Employee Dishonesty
2. Money & Securities - from both inside and outside the premises
3. Forgery & Alteration
4. Money Orders & Counterfeit Currency

General and Other Liability

1. Operations and Premise liability including parking lot liability
2. Personal and Advertising injury liability
3. Products and Completed Operations liability
4. Contractual and Owners Protective liability
5. Hired and Non-owned automobile liability
6. Employee Benefits Liability