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Auto Service and Repair
As the owner of an auto repair shop you have many responsibilities, a
customer's vehicle could be damaged while in your care, employees may
be suffer accidents while on the job. One of the most important things
you can do is select the right insurance protection that to suits your
business insurance needs.
IronPoint Insurance can provide you with one-stop, comprehensive
insurance protection for all your coverage needs. We'll shop your
insurance so you don't have to.
Auto Service and Repair Coverages
Here are some of the coverage options that are available to you to help
you with your insurance needs:
Property and Inland Marine
1. Buildings at Replacement Costs or Actual Cash Values
2. Automatic Increase in Building Amount (inflation guard)
3. Contents at Replacement Costs or Actual Cash Values
4. Automatic Increase of the contents for seasonal fluctuation
5. Loss of income & extra expense on an actual loss sustained basis
for 12 months or other extended period
6. Loss of income & extra expense from power interruption or from loss
to dependent properties (such as property of your vendors)
7. Loss in value of undamaged building portion, demolition or increased
construction cost to meet ordinance or law requirement
8. Comprehensive equipment breakdown coverage
9. Coverage extension to newly acquired buildings and contents
10. Fire department service charge and extinguisher recharge cost
11. Debris removal & pollutant clean up cost
12. Back up of sewers or drains
13. Accounts Receivables and Valuable Papers coverage
14. Computer equipment including Media & Records
15. Employee Tools
16. Earthquake or earthquake sprinkler leakage
Crime
1. Employee Dishonesty
2. Money & Securities - from both inside and outside the premises
3. Forgery & Alteration
4. Money Orders & Counterfeit Currency
General and Other Liability
1. Operations and Premise liability including parking lot liability
2. Personal and Advertising injury liability
3. Products and Completed Operations liability
4. Contractual and Owners Protective liability
5. Hired and Non-owned automobile liability
